withdraw funds within 24h

Tired of waiting days for your money?

Flat 2% fee — no hidden FX charges or bank surprises

Get paid in ≤24h or your fee is refunded

EU-licensed. Works for Upwork, Fiverr, Deel & any EU/UK/US client

Trusted by freelancers using:

The pains freelancers shouldn't live with

Legacy providers PayPal and Payoneer weren't built for serving freelancers good.

High fees eating your profits

5–7% fees + hidden FX markups cost you up to 70% more on every invoice

Our solution

Flat 2% all-in fee, up to 70% cheaper than PayPal & banks

Frustrating settlement delays

Cash stuck 3–5 business days, delaying your personal expenses

Our solution

Money in your account in ≤ 24h — or we refund the fee

Payment compliance issues

No compliant invoices or named accounts leading to payment disputes

Our solution

Named USD account + virtual EUR/GBP IBANs accepted by all platforms

Account freeze nightmares

Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius.

Our solution

EU-licensed with funds fully safeguarded, no surprise freezes

Recieve EUR/GBP/USD → withdraw in:

Supported

Archway
USDC - $
Archway
 INR - ₹
Archway
 ARS - $
Archway
MXN - $
Archway
 COP - $
Archway
GHS - ₵

Coming soon

Archway
TRY - ₺
Archway
VND - ₫
Archway
 NGN - ₦
Archway
BRL - R$
Archway
PEN - S/.
Archway
CLP - CLP$
Archway
PHP - ₱
Archway
 IDR - Rp
Archway
 KES - KSh
Archway
UGX - USh
Archway
ZMW - ZK
Archway
AUD - $
Archway
EGP - E£
Archway
 LKR - Rs
Archway
PLN - zł
Archway
 AED - د.إ
Archway
RWF - RF
Archway
RWF - RF
Archway
 XAF - FCFA
Archway
USD - $
Archway
BWP - P
Archway
MWK - MK
Archway
 TZS - TSh
Archway
 ZAR - R
Archway
THB - ฿
Archway
 MYR - RM

Why freelancers trust Archway

Built for freelancers who are tired of delays, surprise fees, and frozen accounts. Archway gives you fast, transparent, and secure payouts — without compromise.

Speed Guarantee

If your money takes over 24h, we refund our fee. No waiting.

Transparent Pricing

2% flat, no hidden fees. No FX markup.

Platform Integration

Works with Upwork, Fiverr, Deel & direct clients.

Localized Payouts

Receive in INR, GHS, NGN or USDC — your choice.

Our solution

Simple, reliable financial tools for global freelancers and remote workers

Seamless Currency Conversion

Convert between fiat and USDC with minimal friction and competitive rates

Global Payment Support

Receive payments in EUR, USD, GBP via local payment rails to your personal accounts

Rapid USDC Delivery

Get USDC typically within 24 hours of payment receipt, straight to your wallet

Multi-wallet Support

Connect any ERC-20 or Polygon compatible wallet with no limitations

How it works

Your journey to fast, affordable international payments in four simple steps

≤ 4 min average onboarding
≤ 24 hours time to cash

1

Create account

3-minute KYC process to get started

Spins up your named currency accounts

USD, EUR, GBP account details instantly ready

2

Paste your named USD account

into Upwork/Fiverr or send an Archway invoice link

Generates compliant PDF invoice

Currency-matched and ready for global payments

3

Client pays

You do nothing while payment is processed

Accepts and routes payments globally

Securely manages cross-border transfers

4

Choose cash-out method

Bank transfer or USDC crypto

Transfers funds within 24 hours

Or refunds our 2% fee if delayed

Security & Compliance

Industry-leading security measures to keep your funds safe

EU-licensed Virtual Asset Service Provider

#BG-XXX, #PL-YYY

Funds safeguarded at Tier-1 banks

Merge, Visa, Bridge

Complies with DORA

EU Digital Operational Resilience Act for rock-solid uptime

Bank-grade encryption & 24/7 fraud monitoring

Enterprise-level security

Transparent pricing

No hidden fees, no surprises. Just simple, affordable pricing.
Archway.Finance
PayPal
Payoneer
Inbound fee
2%  Flat
4.4% + FX
3% + FX
FX Markup
✓ 0%
2%
2%
Time to Cash
≤ 6h
3–5 d
2–4 d

From the founder

Anton Titov

Founder & CEO

I've experienced firsthand the frustrations of freelancers waiting days for payments, losing money to hidden fees and predatory exchange rates.

We're building Archway to be the Revolut for emerging markets — a financial platform that empowers freelancers to receive payments instantly, without the excessive fees that legacy providers charge.

The future of finance should be accessible to everyone, regardless of where they live. That's why we're creating a borderless financial system that works for the global workforce.

Let's build this future together.

Coming Soon

Join today and unlock

WE ARE BUILDING THE BANK.
Build your payout history now — and unlock milestones as you go.
Tenure with Archway
Perk
3 months
Multi-currency eWallets
4 months
Virtual Visa card
6 months
Savings Vault — earn 3-7% APY
9 months
Low-collateral working-capital loans
12 months
Zero-collateral freelancer loans up to $10k

Frequently asked questions

Are you licensed?

Yes. Archway operates through regulated EU subsidiaries. Our Bulgarian entity is registered as a virtual‑asset service provider (VASP) in the Bulgarian National Revenue Agency register (ID BG‑VASP‑XXXX) and our Polish entity appears under entry RDWW‑1769 in the Polish Register of Activities in the Field of Virtual Currencies. All customers complete a short KYC (Know‑Your‑Customer) check so every fiat and crypto transaction stays secure, traceable and fully compliant.

How fast will I receive USDC if my client pays in EUR, GBP or USD?

We normally deliver USDC within 24 hours of receiving cleared funds—often sooner.

Use the correct rail:

EUR → SEPA or SEPA‑Instant
GBP → Faster Payments
USD → ACH
⚠️ We do not accept EUR SWIFT transfers. A SWIFT payment will be automatically returned (refunds take 4 – 14 days).

It's been 24 hours and I haven't received my USDC—what now?

Relax — funds usually arrive once we receive your sender's payment. Ask the sender for their payment confirmation (e.g. MT103, PDF, screenshot) and share it with us. We'll liaise with our banking partner and push the transfer through.

Why do I have to pass KYC?

KYC is required by EU and FATF regulations to prevent money laundering and fraud. The online check takes under 10 minutes and unlocks all Archway services.

How do I link my local bank account?

Go to Settings → Bank Accounts in the app and follow the on‑screen steps. Need help? Chat with us live—24 / 7 support.

Why do I need to create an invoice and how?

Because we do not (yet) issue unique EUR IBANs. Creating an invoice tags the incoming payment to your account.

1. In the dashboard choose Create Invoice.
2. Enter the amount & currency.
3. Share the PDF or link with your client.

Forgot? No panic — send support the client's payment proof and we'll post it manually (may add 1‑2 days).

Can I receive payouts from Deel, Fiverr, Upwork etc.?

Yes. After KYC you'll see your personal USD account under Accounts → USD. Add those banking details in the payout settings of Deel, Fiverr, Upwork and similar platforms.

Can I send money out of my personal USD/EUR/GBP account?

Outbound transfers are coming soon. Today, personal accounts accept incoming payments only.

Which crypto wallets can I connect?

Any wallet or exchange that supports USDC on ERC‑20 or Polygon. Connect via Wallets → Add Wallet—no limits. Need a wallet? We'll guide you through set‑up on a trusted Web3 platform.

Do I need a crypto wallet to receive local currency?

No. Link your domestic bank account under Personal Transfers → Add Account. We convert in the background—no crypto handling, no extra tax burden.

What does it cost?

A transparent 2 % fee on each fiat‑to‑crypto (and future crypto‑to‑fiat) transaction. No sign‑up or monthly fees.