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Flat 2% fee — no hidden FX charges or bank surprises
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Get paid in ≤24h or your fee is refunded
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EU-licensed. Works for Upwork, Fiverr, Deel & any EU/UK/US client
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Legacy providers PayPal and Payoneer weren't built for serving freelancers good.
5–7% fees + hidden FX markups cost you up to 70% more on every invoice
Flat 2% all-in fee, up to 70% cheaper than PayPal & banks
Cash stuck 3–5 business days, delaying your personal expenses
Money in your account in ≤ 24h — or we refund the fee
No compliant invoices or named accounts leading to payment disputes
Named USD account + virtual EUR/GBP IBANs accepted by all platforms
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EU-licensed with funds fully safeguarded, no surprise freezes
Built for freelancers who are tired of delays, surprise fees, and frozen accounts. Archway gives you fast, transparent, and secure payouts — without compromise.
If your money takes over 24h, we refund our fee. No waiting.
2% flat, no hidden fees. No FX markup.
Works with Upwork, Fiverr, Deel & direct clients.
Receive in INR, GHS, NGN or USDC — your choice.
Simple, reliable financial tools for global freelancers and remote workers
Convert between fiat and USDC with minimal friction and competitive rates
Receive payments in EUR, USD, GBP via local payment rails to your personal accounts
Get USDC typically within 24 hours of payment receipt, straight to your wallet
Connect any ERC-20 or Polygon compatible wallet with no limitations
Your journey to fast, affordable international payments in four simple steps
≤ 4 min average onboarding
≤ 24 hours time to cash
3-minute KYC process to get started
USD, EUR, GBP account details instantly ready
into Upwork/Fiverr or send an Archway invoice link
Currency-matched and ready for global payments
You do nothing while payment is processed
Securely manages cross-border transfers
Bank transfer or USDC crypto
Or refunds our 2% fee if delayed
Industry-leading security measures to keep your funds safe
#BG-XXX, #PL-YYY
Merge, Visa, Bridge
EU Digital Operational Resilience Act for rock-solid uptime
Enterprise-level security
I've experienced firsthand the frustrations of freelancers waiting days for payments, losing money to hidden fees and predatory exchange rates.
We're building Archway to be the Revolut for emerging markets — a financial platform that empowers freelancers to receive payments instantly, without the excessive fees that legacy providers charge.
The future of finance should be accessible to everyone, regardless of where they live. That's why we're creating a borderless financial system that works for the global workforce.
Let's build this future together.
Yes. Archway operates through regulated EU subsidiaries. Our Bulgarian entity is registered as a virtual‑asset service provider (VASP) in the Bulgarian National Revenue Agency register (ID BG‑VASP‑XXXX) and our Polish entity appears under entry RDWW‑1769 in the Polish Register of Activities in the Field of Virtual Currencies. All customers complete a short KYC (Know‑Your‑Customer) check so every fiat and crypto transaction stays secure, traceable and fully compliant.
We normally deliver USDC within 24 hours of receiving cleared funds—often sooner.
Use the correct rail:
EUR → SEPA or SEPA‑Instant
GBP → Faster Payments
USD → ACH
⚠️ We do not accept EUR SWIFT transfers. A SWIFT payment will be automatically returned (refunds take 4 – 14 days).
Relax — funds usually arrive once we receive your sender's payment. Ask the sender for their payment confirmation (e.g. MT103, PDF, screenshot) and share it with us. We'll liaise with our banking partner and push the transfer through.
KYC is required by EU and FATF regulations to prevent money laundering and fraud. The online check takes under 10 minutes and unlocks all Archway services.
Go to Settings → Bank Accounts in the app and follow the on‑screen steps. Need help? Chat with us live—24 / 7 support.
Because we do not (yet) issue unique EUR IBANs. Creating an invoice tags the incoming payment to your account.
1. In the dashboard choose Create Invoice.
2. Enter the amount & currency.
3. Share the PDF or link with your client.
Forgot? No panic — send support the client's payment proof and we'll post it manually (may add 1‑2 days).
Yes. After KYC you'll see your personal USD account under Accounts → USD. Add those banking details in the payout settings of Deel, Fiverr, Upwork and similar platforms.
Outbound transfers are coming soon. Today, personal accounts accept incoming payments only.
Any wallet or exchange that supports USDC on ERC‑20 or Polygon. Connect via Wallets → Add Wallet—no limits. Need a wallet? We'll guide you through set‑up on a trusted Web3 platform.
No. Link your domestic bank account under Personal Transfers → Add Account. We convert in the background—no crypto handling, no extra tax burden.
A transparent 2 % fee on each fiat‑to‑crypto (and future crypto‑to‑fiat) transaction. No sign‑up or monthly fees.